| Site | Minimum (FICO Credit Score) | Min/Max Loan | Loan Term | Interest Rate | Loan payment deferred until graduation | Guarantee | Borrower Fees | Lender Fees |
| Student Loan Oriented | ||||||||
| Fynanz.com | 640 | $2,500 up to $20,000 |
5-10 years | 3.5% to 7.9% | Yes | Yes | 2.9% - 6.9% upfront | 1% annually |
| GreenNote.com | None Required | $1,000 up to total education cost | 10 years | starts at 6.8% | Yes | No | .49% - 2% | 1% annually |
| Mainstream | ||||||||
| LendingClub.com | 640 | $1,000 up to $25,000 | 3 years | 7.37% to 18.66% (ave. 12.3%) | No | No | .75% - 2% | 1% annually |
| Prosper.com | 520 | $1,000 up to $25,000 | 3 years | 7.37% to 31.88% (overall ave. 26.1% AA-rated ave. of 13.4) | No | No | 1% - 3% | 1% annually |
| Others | ||||||||
| VirginMoneyUS.com | None required | Up to 10 individual loans, each unlimited | Determined jointly by borrower and lender |
No | 199$ - 299$ plus $9 dollar per payment | none | ||