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Roundup of Social Lending News – April 21, 2012

April 21, 2012

Every Saturday I bring you the latest news from the world of peer to peer lending. These are the best of the news articles and blog posts from around the web that I shared on Twitter this past week. We have had a few new p2p lending bloggers emerge in the last month and you will see [...]

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The Changing Face of 60-Month P2P Loans

April 18, 2012

There has been quite a shift in volume of 60-month p2p loans in the last few months. Both Lending Club and Prosper are showing different trends and interestingly these trends are in opposite directions. The above chart shows the percentage of all loans (I did exclude 12-month loans at Prosper to get an apples to [...]

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Options for Accredited Investors at Lending Club and Prosper

April 16, 2012

Before I started writing this blog I had no idea what an accredited investor was. It sounded kind of official but what did it really mean? It is actually just a designation by the SEC that an investor has reached certain levels of income ($200,000 annually) or assets (more than $1 million excluding a home). Here [...]

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Roundup of Social Lending News – April 14, 2012

April 14, 2012

Every Saturday I bring you the latest news from the world of peer to peer lending. These are the best of the news articles and blog posts from around the web that I shared on Twitter this past week. Well it was quite a big week for peer to peer lending coverage. We had the big story [...]

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Former Morgan Stanley CEO John Mack Joins Lending Club Board

April 12, 2012

John Mack is a legend on Wall Street. He worked his way up through the ranks of Morgan Stanley and became CEO in 2005. He was at the helm during the financial crisis and managed to bring his company through relatively intact. Whether or not Mack did a good job during his tenure as CEO [...]

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My Quarterly P2P Lending Results – Q1 2012

April 10, 2012

Back in January I opened the kimono and gave you a complete rundown of my p2p returns from 2011. This was one of my most read posts ever so I have decided to make it a regular quarterly feature. The table below shows my trailing twelve month (TTM) returns for all six of my p2p [...]

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Roundup of Social Lending News – April 7, 2012

April 7, 2012

Every Saturday I bring you the latest news from the world of peer to peer lending. These are the best of the news articles and blog posts from around the web that I shared on Twitter this past week. There were several big new stories this week. Funding Circle, a p2p lender in the UK specializing in [...]

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Get a Free iPad Every Year with P2P Lending

April 5, 2012

I read this article on USA Today earlier this week about Apple stock. Basically a reader sent in a letter asking if he could have Apple pay for a new iPad by investing $10,000 in Apple stock and using the gains to buy a new iPad in a few months. Are you kidding me? I [...]

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Prosper Quietly Adds Three New Search Filters

April 4, 2012

Last week Prosper added some new advanced search criteria that could help investors refine their note selections. There are three new selections in the Advanced Search section under Advanced Criteria->Listing Basics: State, Lender Yield and Minimum Expected Return. Let’s take a look at each one. State of Residence For this one I say it is [...]

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President Obama to Sign New Crowdfunding Law This Week

April 2, 2012

It was the 19th century German leader Otto von Bismarck who said, “Laws are like sausages. It’s better not to see them being made.” Despite the warning I have been paying attention to the Crowdfunding bill that made its way through Congress these past few months. It started as H.R. 2930. This was a relatively simple [...]

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